Grow Money, Invest in Mutual Funds & Earn Upto 22.5% p.a.

Why Mutual Funds are important?

A mutual fund is a financial vehicle that pools assets from shareholders to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.

High Returns

Liquidity

Expert Management

Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds, and other securities. Each shareholder, therefore, participates proportionally in the gains or losses of the fund. Mutual funds invest in a vast number of securities, and performance is usually tracked as the change in the total market cap of the fund—derived by the aggregating performance of the underlying investments.

Key Benefits of Investing Money in Mutual Funds in India

Expert Money Management Your pooled money is managed by a team of experts. So, you have the advantage of expert guidance in creating wealth. The fund manager does meticulous research in deciding equities, sectors, allocation, and of course the buy and sell.

Low Cost If you calculate the benefits of expertise, diversity, and other options of return, then mutual funds are definitely a very cost-effective instrument of investment. There is a regulatory cap of 2.5% on the expense ratio.

SIP Option Systematic Investment Plan gives you the flexibility to invest at an agreed interval which could be weekly, monthly, quarterly. You can start investing in mutual funds with an amount as low as Rs. 500.

Switch Funds If you are not happy with the performance of a particular mutual fund scheme, then some mutual funds do offer you an option to switch funds. However, you need to be very cautious while opting to switch.

Diversification Mutual funds offer you the benefit of diversification in such asset class which otherwise isn’t possible for an individual investor. You reap the dividend of maximum exposure with minimum risk.

Ease of Investing and Redemption Now, it is pretty easy to buy, sell, and redeem fund units at NAV. Just place the redemption request and you will get your money in the desired bank account within a few days.

Tax Benefit Under the ELSS, tax-saving mutual fund you have the double benefit of tax saving and wealth creation. Under Section 80C of the Income Tax Act, you can have a deduction of a maximum of Rs. 1,50,000 a year.

Lock in Period Close-ended mutual funds have a lock-in period, meaning as an investor you are not allowed to redeem the fund before a certain period. You get benefits in terms of long-term capital gain tax.