Which Credit Card is Best in India for Shopping

Which Credit Card is Best in India for Shopping

Each person uses credit cards for a different purpose, therefore in order to achieve that goal; you must select the card that best fits your needs. Some credit cards are best used to pay bills online, while others are better used to score a good deal online. You may reduce the cost of your transactions by making the appropriate decision.

Although you may find that shopping is a form of therapy, it is best to approach it sensibly so that your money is spent wisely and results in positive outcomes. You have the pleasure of buying whenever you want thanks to credit cards, in addition to a long list of other advantages.

The finest credit cards for shopping online might seem difficult to choose at times, even while applications like CRED make managing credit cards straightforward. So, we've put together a list of the top credit cards for online shopping just for you.

ICICI Credit Card Amazon Pay

If you intend to acquire this card, you must also purchase an Amazon Prime membership because Prime members receive 2% more cashback on Amazon transactions. In addition, using Amazon Pay as payment option earns you 2% reward at more than 100 Amazon Pay partner businesses. Every other transaction earns you 1% reward.

Undoubtedly among the finest credit cards for online shopping in India is Amazon Pay ICICI Card. This is due to the fact that one of the most well-known platforms, Amazon, sells a wide range of products, including food, furniture, and gadgets in addition to stationery and electronics. You may get whatever you need on Amazon, and if you utilize this credit card, you'll be richly rewarded.

Credit Card with Cashback from HSBC

On every transaction you make with your HSBC Cashback Credit Card, you may receive infinite cashback. One of the top reward credit cards in India, the card allows you to earn cash back without having to worry about meeting a certain spending threshold.

You may get 1% cashback for all other transactions and 1.5 percent cashback on all of your online purchases with this card. Additionally, you receive a sign-up bonus of around Rs. 2,250, which consists of a coupon for a Rs. 2,000 clear ticket for domestic travel and a Rs. 250 Swiggy online food voucher. Additionally, the card provides a 20% off Swiggy discount and a 5% off Amazon discount. You will receive more cashback if you make larger purchases.

Axis Bank Credit Card from Flipkart

For those who are dedicated to Flipkart, Axis Bank's Flipkart credit card is the greatest option for cashback. The Axis Bank Ace Card, which delivers 2% cashback, is the best flat cashback rate on the market, and this credit card is among the finest cashback credit cards in India, delivering 1.5% flat cashback on all of your purchases. With Myntra and Flipkart, you may receive up to 5% money, and with Cure.fit, Swiggy, PVR, and Uber as partners, you can receive 4% cashback. The perks on this card much outweigh the yearly price despite the fact that it is an entry-level card.

Credit card from American Express SmartEarn

You may shop as much as you like with the American Express SmartEarn credit card, and you'll get rewarded for each dollar you spend. For every 50 rupees you spend on Flipkart and Uber, you will receive 10X reward points, and for purchases made on Amazon, Big Bazaar, BookMyShow, Swiggy, Myntra, and other sites, you will receive 5X reward points.

That's not all; for every 50 spent on insurance, petrol, and cash transactions, you will receive one membership reward point. So, if you want to earn points that you can redeem later, this is the credit card for you.

SimplyClick Credit Card from SBI

Due to its straightforward eligibility requirements and affordable annual cost, SBI SimplyCLICK Card is among the most popular credit cards available. With certain partners including BookMyShow, Amazon, Lenskart, Netmeds, Cleartrip, UrbanClap, etc., the card gives 10X Reward Points on online purchases. All other online purchases return 1.25%. This implies that for every Rs. 10,000 spent on Amazon, you will receive 1,000 reward points, which can be redeemed for Amazon or Cleartrip gift cards. One of the card's biggest disadvantages is the restricted number of reward redemption options. Therefore, this card is the best option for you if you prefer Amazon/Cleartrip gift cards and conduct the majority of your shopping online.

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