Which are the Best Lifetime Free Credit Cards in India?

Which are the Best Lifetime Free Credit Cards in India?

When buying a luxury credit card, it is important to consider your options and make sure the card's fee is worth the benefits received. With the variety of luxury cards, there is one that you'll be happy with.

If you're looking for a no-annual-fee credit card with a basic yet comprehensive list of benefits, you should opt for the No Annual Fee Credit Card. It offers many card maintenance cards that are usually costly while still providing quality benefits for everyday use.

Top Lifetime Free Credit Cards in India

Here is the list of lifetime free credit cards in India:

FinBooster: YES BANK

As a high-volume credit card user, you will want to boost your credit score and healthy financial behaviour. The FinBooster: YES Bank - BankBazaar Co-branded Credit Card can help! You'll get regular credit fitness reports as well as rewards that make it worth your while. This is the card for young professionals with great potential significance. You don’t have to pay any joining fees or renewal fees.

Features:

• You will be assigned a unique credit score and monthly credit reports once you complete your one-time qualifying transaction with the FinBooster: YES Bank - BankBazaar Co-branded Credit Card. This accounts for the bank's ever-changing algorithm, and it's so easy to work with that you'll enjoy earning more on your next transaction.
• There are insights you can use to improve your credit score.
• Because you get rewarded points for every new purchase, there's no cap on rewards, and they never expire!
• Accidental death insurance will protect you from losses due to accidental death. Although this covers up to Rs. 2.5 lakh, it only applies once you reach the age of 60 years old.

Also read about best credit card in India for students

RBL Bank SaveMax

If you're looking for a credit card that gives you cashback and rewards, then the RBL Bank BankBazaar SaveMax Credit Card is for you. The card offers free monthly credit tracking and other benefits like low-interest rates, balance transfer, and a pre-approved loan facility. You don’t have to pay any joining fees or renewal fees.

Features and Benefits

• Convert spending that meets or exceeds Rs.2500 into easy monthly instalments.
• Xpress Cash allows you to transfer funds into your account instantly.
• Get 10% cashback on BookMyShow, Zomato, and more with BIG Cashback.
• With an EMI Infinity Pass, you can take advantage of up to 100% discounts. It's the perfect way to save on big-ticket items.
• The RBL Bank MyCard App facilitates all your financial needs, such as reducing your credit card bills and paying utility bills. You can also access merchant offers and instant loans through the app.
• Now you can buy anything conveniently and securely, up to Rs.5,000, at retail outlets.

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card offers various benefits and perks. It was recently named the best bank credit card by Global Finance, and you don’t have to pay joining fees and renewal fees.

Features

• Get a Rs. 5,000 Amazon voucher
• With a Platinum membership, you can enjoy up to 3 complimentary airport lounge access at domestic and international airports.
• Using the code, you can save 50% on your first purchase at Google Pay.
• Get 10% cashback on your purchase up to Rs.2,000 with every card purchase of Rs.10,000 or more made between the card's issuance and 60 days after the issuance.
• Get 2 reward points for every Rs.150 spent on the card, making it a great option for customers who buy often!
• You get 5X reward points after exceeding the Rs.4 lakh spend limit. You can earn up to 10,000 reward points in a year.

Also read about which credit card is best for online shopping in India

IndusInd Bank Platinum Card

The IndusInd Bank Platinum Card is the perfect and best lifetime free credit cards in India 2022 for those who love variety and want to take advantage of benefits across various categories. Pay the joining fee, and enjoy unparalleled freedom and convenience with your card lifetime without monthly charges. You don’t have to pay any joining fees or renewal fees.

Features:

• Get discounted golf lessons from qualified instructors at select Indian golf clubs.
• Enter your destination and explore the benefits you'll get by choosing your travel provider. They offer exclusive booking and concierge services from pre-trip assistance to a beautiful hotel.
• You can access more than 700 airport lounges worldwide if you're a priority pass member.
• With insurance, you can now get access to unique benefits. Some even include coverage against unauthorized transactions and counterfeit frauds.
• With Auto Assist, you have the perfect companion to help you with roadside assistance needs.
• Enjoy an additional 1% fuel surcharge waiver to help you save fuel at all petrol stations around the country.

SBI Unnati Credit Card

SBI Card Unnati is best suited for people without a credit history. With this one of the best lifetime free credit cards in India, consumers can make payments easily with no hassle and hassle to their credit score! You don’t have to pay joining and renewal fees for the first four years.

Features:

• 100 reward points for every Rs.100 spent
• Get 500 INR cashback for your first Rs.50,000 annual purchase.
• You get a 1% fuel surcharge waiver on all transactions between Rs.500 and Rs.3,000, and our toll-free number is always open!

Conclusion

Apply for the best lifetime free credit cards online! Apply for no annual fees credit cards through the online portal of the official website of the bank. A lifetime credit card is a type of credit card that gives the holder an infinite amount of time to pay it back. If you stop paying your bill on time, then a late fee will be charged, and if you still do not pay the credit card bill on time, the bank will deactivate your credit card, affecting your credit score.

Also read about Best Credit Card for Businessman